Blog

Slow Growth, Higher Rates (Now & Beginning to Shift): What It Means for You The U.S. economy is navigating a new phase — one of modest growth, elevated interest rates, and now a subtle shift as the Fed begins easing. These dynamics...

Our Team’s Top Picks: Books & Podcasts for Mindfulness and Health At Vital Planning Group, we believe true wellness extends beyond finances — it’s about creating balance, clarity, and purpose in every area of life. This season, our...

The One Big Beautiful Bill: What’s Passed, What’s Next, and Why It Matters The One Big Beautiful Bill Act — signed into law this summer — is one of the most talked-about policy changes of the year. While it’s a long and complicated...

New rules under the SECURE 2.0 Act are changing the retirement planning landscape — and for many, opening up new opportunities to save, grow, and pass on wealth more efficiently. Whether you’re approaching retirement or still years...

The Top 3 Investing Mistakes People Make in Q3 (and How to Avoid Them) Summer can be a quieter season, but when it comes to your investments, Q3 is far from a throwaway quarter. In fact, it’s often a crucial time to assess where you...

In today’s environment, it finally feels good to hold cash again. High-yield savings accounts and money markets are offering over 4–5%, and for many investors, that’s a welcome change after years of near-zero returns. But as tempting...

As part of our commitment to helping clients stay informed and well-positioned for long-term success, we continue to explore alternative investment strategies that support financial goals and promote portfolio longevity. In this...

As a financial planning firm, we guide many clients through the process of creating a financial plan. One of the initial and often most challenging steps is understanding cash flow and expenses. For many, this can feel overwhelming or...

Navigating taxes can feel like a maze, but with the right strategies, you can reduce your tax exposure and keep more of your hard-earned money. Whether you're married, single, with kids, or without, these tips are practical and...

Don't Miss Out on Tax-Saving Opportunities! As the year draws to a close, it's crucial to be mindful of various financial deadlines that can significantly impact your tax situation. From opening and funding IRAs to managing flexible...

Introduction Whether to invest a large amount all at once or over a short period of time (lump-sum investing), or to invest gradually over a longer period of time (periodic investing) is an investment strategy decision you’ll have to...

If you’ve lost your job, or are changing jobs, you may be wondering what to do with your 401(k)-plan account. It’s important to understand your options. What will I be entitled to? If you leave your job (voluntarily or involuntarily),...

Understanding Long-Term Disability Insurance: A Lifeline During Accident or Sickness! Long-term disability (LTD) insurance is an essential financial safety net designed to protect your income if you are unable to work due to a...

The concept of spring cleaning usually references re-organizing your closet, dusting shelves, and removing unused items from the home. But you can also spring clean your finances. If you’re not up to date on your financial plan, you...

Your need for life insurance changes as your life changes. When you’re young, you typically have less need for life insurance, but that changes as you take on more responsibility and your family grows. Then, as your responsibilities...

Employer-sponsored qualified retirement plans such as 401(k)s are some of the most powerful retirement savings tools available. If your employer offers such a plan and you’re not participating in it, you should be. Once...

You may have heard that IRAs and employer-sponsored plans [e.g., 401(k)s] are the best ways to invest for retirement. That’s true for many people, but what if you’ve maxed out your contributions to those accounts and want...

Medicare is a healthcare program offering coverage to eligible individuals aged 65 and older and those with certain disabilities. It operates as a federal health insurance program, primarily funded through payroll taxes, providing...

Open enrollment is the annual designated period where employees review, adjust, or select coverage plans to accommodate their evolving needs. This year's timeframe begins from November 1, 2023, to January 15, 2024.   The...

Don't Miss Out on Tax-Saving Opportunities! As the year draws to a close, it's crucial to be mindful of various financial deadlines that can significantly impact your tax situation. From opening and funding IRAs to managing flexible...

Digital wallets are here to stay. They handle digital funds, credit cards, gift cards and more. Learn how to capitalize on this technology for your daily life.

Each generation – Gen Z, Millennials, Gen X and Baby Boomers – are at different moments in their lives that require their own age-specific financial goals and stress points. Learn where your financial focus should be today.