Financial Planning

Designed for clients who are looking to get started with the basics.

Services Offered:

Basic needs analysis projections

^{INSURANCE SERVICES}

• Basic review and recommendation
• Life, disability, and long-term care
• Access to several insurance companies

INVESTMENT SERVICES

• Portfolio analysis
• Tactical asset allocation
• Brokerage products
• Mutual funds
• 529 plans
• Advisory accounts

CLIENT SERVICE

• Product dependent
• For advisory accounts 1 meeting per year
  

COMPENSATION

• Product solutions: Commission
• Advisory accounts: Quarterly advisory fee

Designed for clients who want ongoing financial planning advice that looks at their whole financial picture.

Services Offered:

CORE TOPICS

• Financial position review
• Cash flow, net worth, emergency fund
• Insurance review
• Basic estate review

GOAL BASED TOPICS

• Retirement
• Education savings 
• Other accumulation goals
• Future financial position planning
• Estate planning
• Employee benefits planning
• Investment planning
• Income tax planning

CLIENT SERVICE

• Up to 2 meetings per year
• Implementation as needed

Fee for Service

Designed for clients who have complex planning needs and looking for a higher level of service.

Services Offered:

ALL FINANCIAL PLANNING SERVICES, PLUS

• Access to advanced planning specialists
• Executive benefits planning
• Business financial planning
• Special needs planning

COORDINATION WITH OUTSIDE PROFESSIONALS

• Accountants
• Attorneys

CLIENT SERVICE

• Up to 4 meetings per year
• Implementation as needed

Fee for Service