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Investment Planning

Let's put your money to work for you

Whether you are relatively new to investing or have significant investment assets, VPG can provide solutions designed with your financial needs and individual preferences in mind.

We provide access to some of the most respected names in the investment industry with proven strategies and state-of-the-art approaches for managing investment assets and providing services for you, your family, your charitable interests, your legacy and a host of other financial interests. Working independently and with your best interests in mind, our Financial Planners can recommend an appropriate investment strategy that meets your goals, investment minimums and risk tolerance. Start early to make the biggest impact!












Our Investment Philosophy



 

Our Investment Philosophy >

We apply proven investment strategies

As fiduciaries we believe investment strategies are part of a bigger picture in achieving your financial goals. We help our clients to understand the fundamentals of investing so they can make informed decisions. The following concepts ensure investment portfolio's can optimize performance: 

  • Long Term Perspective - a disciplined, long-term approach to meeting your goals. Investments are carefully researched. Market conditions are monitored and considered, but our objective is to meet your long-term goals.
     

  • Diversification and Asset Allocation - When you diversify your assets, you spread them across several investments with varying degrees of risk and return potential.
  • Periodic Rebalancing - Over time, as markets fluctuate, portfolio allocations fluctuate too. Rebalancing periodically re-establishes those original allocations.
  • Systematic Investing and dollar cost averaging - Investing equal amounts regularly, using dollar cost averaging, helps reduce the risk associated with buying during big swings in market prices.
  • Risk Management - With investment comes risk. We look to hold your hand through the varying levels of risk that manifests itself in different ways. Some risks include behavioral risk, market risk, inflation risk and management risk. 



Our Process >

What Is Important To You?

The first step in providing recommendations starts with a DISCOVERY MEETING to understand your goals, risk tolerance, time horizon and investment philosophy. Once we have a clear picture, we can provide recommendations and begin implementing suitable solutions.



  

Our Commitment >

We Are Done. Now What?

Once we have completed your IMPLEMENTATION we don’t stop there. Our team will MONITOR your performance and partner with you to make adjustments as needed. We will proactively seek to review your account(s) together with you, based on your desired frequency, to ensure we stay on track or provide additional solutions as needed. 



"Building wealth is a marathon, not a sprint. Discipline is the key ingredient."



Investment Solutions


Client Centered



Professionally Managed Accounts are a diversified portfolio of investments assembled and managed by a registered investment advisor on behalf of their client. In contrast to mutual funds, which are professionally managed on behalf of many mutual-fund holders, managed accounts are personalized investment portfolios tailored to the specific needs of the account holder.

Client Centered



We provide portfolio analysis to determine if your investment account(s) have short falls, high fees or minimal returns when compared to comparable benchmarks. 

Client Centered



Your asset allocation should both reflect your risk tolerance and a balanced mix of asset classes to optimize returns, gauge long term performance of funds and hedge against current market performance. Periodic review of asset allocations are important so that timely adjustments are made. 

Client Centered



Vital Planning Group can help you forecast your family’s educational needs, determine which College Savings Plan is right for you, and help you save accordingly. We’ll help you consider all payment options including income, maximum yearly contributions as well as programs that feature tax benefits. So you’ll be ready to help fund their education well before that acceptance letter arrives in the mail.

Client Centered



Annuities are investment products which can help you increase savings, protect your assets, or generate income. There are two types of annuities—Immediate and Deferred and they are simply a contract between an insurance company and an annuity owner in which a purchase payment or series of payments are made by the client so that the insurance company can pay a stream of income in the future.

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<p>How Financial Professionals Are Compensated</p>

How Financial Professionals Are Compensated

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<p>A Look at Systematic Withdrawals</p>

A Look at Systematic Withdrawals

This calculator may help you estimate how long funds may last given regular withdrawals.
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